Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, a financial technology company, engages in the provision of products and services to lenders in the United States. It operates in two segments, Credit as a Service and Auto Finance. The Credit as a Service segment offers a range of consumer loan products, such as private label and general-purpose credit cards originated from bank partners through multiple channels, including retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services comprising consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.